Can I pay off my financing early?
Financing through Affirm and Katapult is available at checkout to help make your purchase more manageable. For specific questions about early payoff options, terms, and account management, reaching out directly to your financing provider is the best course of action.
Can I Pay Off My Financing Early?
If you used Affirm or Katapult to finance your purchase and are wondering whether you can pay off your balance ahead of schedule, here is what you should know.
Early Payoff and Your Financing Provider
Since financing is handled directly through third-party providers, Affirm and Katapult, the specific terms around early payoff, including whether any fees apply or how to make additional payments, are determined by the provider you selected at checkout. For the most accurate and up-to-date information regarding your account, we recommend reaching out to your financing provider directly.
For Affirm accounts, you can log in at affirm.com to manage your payment plan, review your terms, and explore early payoff options. For Katapult accounts, you can manage your plan by logging in at katapult.com.
About Your Financing Terms
When you applied for financing at checkout, your approval came with a set of terms outlining your payment schedule, interest rate, and any other conditions specific to your plan. Affirm offers rates ranging from 0% APR to 10-36% APR based on creditworthiness, while Katapult provides flexible purchase plans designed to work for a wide range of shoppers. Your individual terms will be the best reference point for understanding how early payments are handled.
Still Have Questions?
If you are unsure which financing provider you used or need help locating your account information, the customer support team is happy to point you in the right direction. You can get in touch through the Contact page on the website.
Customer service is available Monday through Friday, 9AM to 5PM CST, with sales support available extended hours throughout the week and on Saturdays.