--- title: How do I apply for financing at checkout? description: Applying for financing at checkout is quick and easy. Learn how to use Affirm or Katapult to break your purchase into manageable monthly payments with flexible options for every budget. --- [Skip to content](https://info.trailbuiltoffroad.com/help/how-do-i-apply-for-financing-at-checkout#main-content) English - United States Show submenu for translations [More support](https://info.trailbuiltoffroad.com/help/kb-tickets/new?hsLang=en-us) [![Trailbuilt Offroad Logo-1](https://info.trailbuiltoffroad.com/hs-fs/hubfs/Trailbuilt%20Offroad%20Logo-1.png?width=138&height=75&name=Trailbuilt%20Offroad%20Logo-1.png)](https://www.trailbuiltoffroad.com/) Open main navigation Close main navigation - English - United States Show submenu for translations - [More support](https://info.trailbuiltoffroad.com/help/kb-tickets/new) - [Contact Us](https://www.trailbuiltoffroad.com/contact-us) [Contact Us](https://www.trailbuiltoffroad.com/contact-us) How can we help you? - There are no suggestions because the search field is empty. 1. [TrailBuilt Knowledge Base](https://info.trailbuiltoffroad.com/help?hsLang=en-us) 2. [Payments and Pricing](https://info.trailbuiltoffroad.com/help/payments-and-pricing?hsLang=en-us) 3. [Financing](https://info.trailbuiltoffroad.com/help/payments-and-pricing?hsLang=en-us#financing) # How do I apply for financing at checkout? ## Financing is available at checkout through Affirm and Katapult, allowing you to break your purchase into flexible monthly payments. Simply add your items to the cart, select your preferred financing option at checkout, and receive a credit decision within seconds. **How Do I Apply for Financing at Checkout?** If you are looking to spread the cost of your purchase over time, financing options are available directly at checkout. Here is a step-by-step breakdown of how it works and what to expect. **Step 1: Add Your Items to the Cart** Browse the store and add the wheels, tires, suspension, or any other products you want to your cart. When you are ready, proceed to checkout as you normally would. **Step 2: Select Your Financing Option** At checkout, you will see several payment options to choose from. Select either Affirm or Katapult depending on which plan works best for you. Both options are designed to make purchasing easier by breaking your total into fixed monthly payments. **Step 3: Complete Your Application** Once you select a financing option, you will be prompted to complete a short application. Financing partners are able to provide a credit decision within seconds, so you will not have to wait long to find out if you are approved. If approved, you will receive all of the details you need to make your final decision before confirming the order. **About Affirm** Affirm offers fixed monthly payment plans as an alternative to traditional credit cards. Rates range from 0% APR to 10-36% APR based on credit and are subject to an eligibility check. As an example, a $700 purchase could be around $72.21 per month over 12 months at 15% APR. Payment options through Affirm are provided by lending partners listed at affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. **About Katapult** Katapult offers flexible purchase plans designed to open up paths to ownership for shoppers who may be overlooked by other financing options. Katapult looks beyond credit scores, making it a great alternative for those who may not qualify for traditional financing. **Questions? We Are Here to Help** If you run into any issues during the financing application process or have questions about which option might be right for you, the customer support team is happy to assist. You can reach out through the Contact page on the website. 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